The Union Savings Bank at 62 South Ocean Avenue (today’s Industrial Coverage Corporation) is beautifully encased in white marble in the neoclassical style. Greek columns support a pedimented doorway. Balustrades surround the rooftop and arched windows run along Church Street. The Union Savings Bank was constructed in 1911 by a group of Patchogue’s citizens. Emerson Terrell, one of the bank’s founders and presidents, built a large number of houses and commercial structures in Patchogue. The National Register of Historic Places recognizes the Union Savings Bank building as an architecturally and historically important American building.

The 1910 postcard shows the Union Savings Bank and other stores leading to the Four Corners, the intersection of Main Street and Ocean Avenue. The tower at the Swezey & Newin’s Department Store stands as a beacon and landmark on the Four Corners. Trolley tracks lead down the center of South Ocean Avenue to boarding houses and large hotels on the Bay. A horse drawn buggy and an automobile pass one another demonstrating seismic historic and technological changes occurring in 1910.